Loneliness and sadness can be a problem in old age, how to deal with them? Many of us think that mental illness does not affect the elderly, it affects younger people. However, that is not the case. Elderly people are more likely to suffer from mental illness than people of other ages. Older people are more likely to suffer from diseases and physical problems than adults or younger people. Those who have more physical problems may also be more likely to suffer from mental illness. Just like depression is more common in the elderly than in younger people. There are some factors that cause mental problems in the elderly. Unpleasant events Some people find it difficult to accept the events that are happening now. We all fear death, that is why we rush to the hospital when we have a little problem. Elderly people are also plagued by chronic diseases. These chronic diseases are also causing a lot of fear. In such a situation, if someone dies in the village and society, it can also caus...
What are 7 steps in personal finance? What is the primary focus of personal finance? ### **The 7 Steps in Personal Finance: Building Your Financial Roadmap** Personal finance is about managing your money effectively to meet your financial goals and achieve stability and security. By breaking it into manageable steps, you can take control of your financial future. Below are the **7 essential steps in personal finance**, followed by a look at its primary focus. --- #### **1. Set Clear Financial Goals** Begin by identifying your short-term, medium-term, and long-term financial goals. - **Short-term goals**: Saving for a vacation or emergency fund. - **Medium-term goals**: Buying a car or paying off student loans. - **Long-term goals**: Retirement or funding your child’s education. Define these goals using the SMART criteria: Specific, Measurable, Achievable, Relevant, and Time-bound. --- #### **2. Create a Budget** A budget is the backb...